Guides

Difficult situations

Tax liens, UCC filings, a personal guarantee, a default behind you. None of these are automatically fatal, and most are handled badly by people who do not ask about them first.

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05 guides

UCC filings
A public notice that a funder has a claim on your assets.
Personal guarantees
Nearly always — and it is the term that outlives the business.
With a tax lien
Yes, if there is a payment plan and the lien is disclosed.
After a default
Harder, not impossible — settled beats outstanding, every time.
Sole proprietors
Yes — but the business bank account is close to non-negotiable.

Other guides

If you need money this week
Whether you'll qualify
What it costs
Applying without getting burned
Merchant cash advances, explained
Working capital, explained
Equipment financing, explained
Lines of credit, explained
Why banks decline, by industry

By product

Merchant Cash Advance
Working Capital Loans
Equipment Financing
Business Line of Credit

One application · every lender we work with

Find out what you qualify for before you need it.

Submit an Application2 minutes · no obligation

Difficult situations

UCC filings

Personal guarantees

With a tax lien

After a default

Sole proprietors

Find out what you qualify for before you need it.