Guides
Applying without getting burned
What to have ready, what happens after you press submit, who pays the broker, and the signs you are on a page that sells your details rather than places them.
One application, every lender we work with
Find out what you qualify for.
Eleven questions, about two minutes. The lenders who fund your industry and your state see it; you compare their offers and take one, or none.
Submit an application- Won't affect your credit
- Free, no obligation
- Up to $500K
07 guides
What documents do you need for a merchant cash advance?
Will applying for business funding get you flooded with calls?
Who pays the broker
The funder does. Anyone asking you for money upfront is not a broker.
After you apply
Verification, then underwriting, then offers — usually inside a day.
What must be disclosed
A dozen states now require the numbers in writing, before you sign.
What the FTC found
A $20.3m judgment, and a list of the practices that produced it.
Making them tell you why
Business applicants have a right to reasons. It is narrower than the consumer version and almost nobody uses it.
Other guides
- If you need money this week
- Something broke
- Whether you'll qualify
- What it costs
- The best options, compared
- If you already have an advance
- Merchant cash advances, explained
- Working capital, explained
- Equipment financing, explained
- Lines of credit, explained
- Buying, expanding, opening
- Difficult situations
- Why banks decline, by industry
One application, every lender we work with
Find out what you qualify for before you need it.
Eleven questions, about two minutes. You see offers side by side and take one, or none.
- Won't affect your credit
- Free, no obligation
- Decisions usually inside 24 hours
- Up to $500K