If you need money this week

What is the fastest way to get working capital?

Payroll is Friday and you are short. What funding arrives that fast?

Denied by your bank. Where can you actually get $30,000 this week?

Waiting on a progress draw

The work is done and the money is real. It is just thirty days away from your account.

Biggest customer paying late

The money exists. Bridging it is cheap. Letting a customer set your payroll date is not.

Restaurant slow season

The dip is predictable. The mistake is applying during it instead of before it.

Can't pay the IRS

An installment agreement is usually cheaper than any advance. A lien is what changes the math.

Behind on the lease

Yes, funding covers back rent. Whether it should depends on one question about next month.

Won a big job, need materials

The contract is the story. The deposits are the application. Send both.

Reimbursement lag

A practice is rarely declined. It is waiting on payers. That is a line-of-credit problem.

New cleaning contract, net-60

Profitable on paper, short every Friday. The contract is why a funder will say yes.

Spring startup for landscapers

The worst statements of the year are the ones on the desk in March. Send last summer's too.

Insurance premium due

Premium finance wants a quarter down. Working capital covers the quarter. Compare the two totals.

Waiting on broker pay

Three tools, three prices. The right one depends on whether the gap is every load or this month.

Big catering event

A deposit covers some of it. A corporate client paying in 60 days covers none of it on time.

Between closings

Commission advances cost 10 to 30 percent of the check. A brokerage has cheaper options.

Customer went bankrupt

This is a loss, not a delay. Fund the hole it leaves, file the claim, and stop selling on open terms to anyone that size.

Workers' comp audit bill

Check the sub certificates first; half of these bills shrink. Then the insurer's installment plan, then funding.

Lease balloon due

A machine you will keep for years should be refinanced as equipment, not paid off with working capital.

The bank said no

A decline is a statement about one lender's model, not about whether your business can be funded.

Alternatives to a bank loan

Four products the bank's model does not decide, what each reads instead, and what each costs on $50,000.