Guides

Something broke

The truck, the walk-in, the van, the oven. What each one costs to fix from people who paid it, which product fits a repair versus a replacement, and how to keep trading while it is down.

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15 guides

Truck engine blew
Why the bank says no even at a 700 score, and what actually funds a rebuild.
Walk-in cooler died
Four to eight hours before product spoils. Which money can actually move inside that.
Service van broke down
A van is an asset and a repair is not. That decides which product, and how fast.
Food truck broke down
One vehicle is the whole business. Funding it is about the deposits before it stopped.
Oven, fryer or hood failed
A ten-year-old oven and a two-year-old one get different answers, and different money.
Mower or truck died mid-season
The dealer will finance the mower. The week you lose will not finance itself.
Gym AC went out in July
A gym's revenue is memberships that cancel in a day. The product has to be faster than churn.
Storm damage, claim pending
Run the claim and the funding in parallel. The businesses that reopen fastest never wait on one for the other.
Truck out of service
Not a rebuild. A few thousand dollars, needed in two days, from a funder who reads settlements.
Supplier moved you to COD
A credit hold is a supplier saying it has been paid late twice. Fund the gap, then fix the reason.
Reefer failed, loaded
The claim is decided in the first hour by one phone call. The repair is a few thousand dollars after that.
POS or system went down
Terminals and servers finance as equipment. The recovery hours and the lost days do not.
Closed by the health department
Every day closed is a day of zero. The repairs are cheap next to that. Fund speed.
Truck totaled, gap on the note
The shortfall is unsecured debt on a truck that no longer exists. The replacement is a new equipment loan. Keep them apart.
Processor holding your money
Your own money is coming back in ninety days. Bridge it once, then move the processing.

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Find out what you qualify for before you need it.

Submit an Application2 minutes · no obligation

Something broke

Truck engine blew

Walk-in cooler died

Service van broke down

Food truck broke down

Oven, fryer or hood failed

Mower or truck died mid-season

Gym AC went out in July

Storm damage, claim pending

Truck out of service

Supplier moved you to COD

Reefer failed, loaded

POS or system went down

Closed by the health department

Truck totaled, gap on the note

Processor holding your money

Find out what you qualify for before you need it.